Choosing to take your emotional health seriously is one of the most important
decisions you can make. Investing in yourself will create lasting benefits for you
and those you choose to be in relationship with. We have carefully considered
what is financially necessary and believe our fees are reasonable and
commensurate with the quality we offer our clients.
Session fees can vary based on which therapist you choose and their availability.
Generally, fees range from $80 to $160 per session, which is average for Orange
County. Sessions are approximately 50 minutes long, but you and your therapist
can decide what works best. Because we have our hearts in helping people,
each therapist at Monroe Therapy makes space in their schedule to help a
limited number of clients who need reduced fees. Reduced fees can be
discussed with the therapist, who will evaluate each situation based on financial
need and appropriateness of client needs.
We accept most major credit and debit cards, including HSA and FSA. Payments are processed using Ivy Pay, a HIPAA secure and compliant payment app only for therapists. We do not accept cash or check for services at this time.
If you intend to use insurance, keep in mind that Monroe Therapy does not accept any insurance or process insurance billings, but will provide you with a superbill which you can submit to your insurance company for reimbursement. If your insurance company covers mental health services, they will first apply the covered costs to your deductible. After your deductible has been met, they will reimburse their percentage of the costs to you.
It is a good idea to call your insurance company in advance so you understand what is available to you. Here are some important questions to ask your insurance company:
Does my plan cover mental health services?
If applicable, does my plan cover couple or family therapy?
Does my plan cover out-of-network providers?
If not, can they provide you with a list of covered providers?
Is there a deductible? If so, how much is it?
Is there a per visit copay?
What percentage or rate do they cover per session?
Do I need a referral from my physician?
Opting to pay for sessions without using insurance has the following benefits:
No requirement to share your personal health information with a third party
Cost may be similar if your insurance does not cover of out-of-network, deductible, and co-pays
No limit on the number of visits
No required mental health or diagnostic labels
Couple and family therapy not excluded
Flexibility to set your own goals and course of treatment
No insurance paperwork